Apr 14, 2016

Finance English practice: Unit 12 — The Balance Sheet 2: assets

26 cards
, 113 answers
  • Complete the sentences below. Use the key words if necessary.
    • Fixed and current assets

      key words
      Fixed assets      ○      Current assets      ○      cash      ○      debtors      ○      anticipate the loss      ○      write off      ○      bad debt      ○      make provisions


      In accounting, assets are generally divided into fixed and current assets. (or non-current assets) and investments, such as buildings and equipment, will continue to be used by the business for a long time. are things that will probably be used by the business in the near future. They include — money available to spend immediately, — companies or people who owe money they will have to pay in the near future, and stock.

      If a company thinks a debt will not be paid, it has to — take action in preparation for the loss happening, according to the conservatism principle. It will , or abandon, the sum as a , and by charging a corresponding amount against profits: that is, deducting the amount of the debt from the year's profits.

      Valuation

      key words
      work-in-progress      ○      lower of cost or market


      Manufacturing companies generally have a stock of raw materials, — partially manufactured products — and products ready for sale. There are various ways of valuing stock or inventory, but generally they are valued at the , which means whichever figure is lower: their cost — the purchase price plus the value of any work done on the items — or the current market price. This is another example of conservatism: even if the stock is expected to be sold at a profit, you should not anticipate profits.

      Tangible and intangible assets

      key words
      Tangible assets      ○      accumulated depreciation charges      ○      net book value      ○      Intangible assets      ○      brand names      ○      patents      ○      trademarks      ○      net worth      ○      net assets      ○      goodwill


      Assets can also be classified as tangible and intangible.

      are assets with a physical existence — things you can touch — such as property, plant and equipment. Tangible assets are generally recorded at their historical cost less — the amount of their cost that has already been deducted from profits. This gives their .

      include - legally protected names for a company's products, — exclusive rights to produce a particular new product for a fixed period, and — names or symbols that are put on products and cannot be used by other companies. Networks of contacts, loyal customers, reputation, trained staff or 'human capital', and skilled management can also be considered as intangible assets. Because it is difficult to give an accurate value for any of these things, companies normally only record tangible assets. For this reason, a going concern should be worth more on the stock exchange than simply its or : assets minus liabilities. If a company buys another one at above its net worth — because of its intangible assets — the difference in price is recorded under assets in the balance sheet as .

    • Choose words and expressions with the following meanings.
      • An amount of money that is owed but probably won't be paid —  . . . 
        bad debt
        • net book value
        • patent
        • bad debt

      • The accounting value of a company (assets minus liabilities) —  . . . 
        net worth / net assets
        • goodwill
        • net worth / net assets
        • net book value

      • A legal right to produce and sell a newly invented product for a certain period of time —  . . . 
        patent
        • patent
        • trademark
        • goodwill

      • The historical cost of an asset minus depreciation charges —  . . . 
        net book value
        • net book value
        • provisions
        • net worth

      • The amount a company pays for another one, in excess of the net value of its assets —  . . . 
        goodwill
        • goodwill
        • bad debt
        • good debt

      • A legally protected word, phrase, symbol or design used to identify a product —  . . . 
        trademark
        • trademark
        • patent
        • goodwill

      • To accept that a debt will not be paid —  . . . 
        write off
        • credit
        • to make provisions
        • write off

      • To deduct money from profits because of debts that will not be paid —  . . . 
        to make provisions
        • work-in-progress
        • to make provisions
        • write off

      • Products that are not complete or ready for sale —  . . . 
        work-in-progress
        • work-in-progress
        • trademark
        • debt

      • The amount of money owed by customers who have bought goods but not yet paid for them —  . . . 
        debtors / accounts receivable
        • bad debt
        • debtors / accounts receivable
        • write-off

    • Match the two parts of the sentences.
      • A company's value on the stock exchange is nearly always  . . . 
        higher than the value of its net assets.
        • by deducting the amount from profits.
        • are examples of tangible, fixed assets.
        • or the current market price, whichever is lower.
        • higher than the value of its net assets.
        • current assets.
        • are examples of intangible assets.

      • Brand names, trademarks, patents, customers, and qualified staff  . . . 
        are examples of intangible assets.
        • higher than the value of its net assets.
        • are current assets.
        • are examples of intangible assets.
        • by deducting the amount from profits.
        • are examples of tangible, fixed assets.
        • or the current market price, whichever is lower.

      • Cash, money owed by customers, and inventory  . . . 
        are current assets.
        • are examples of tangible, fixed assets.
        • are current assets.
        • are examples of intangible assets.
        • higher than the value of its net assets.
        • by deducting the amount from profits.
        • or the current market price, whichever is lower.

      • Companies record inventory at the cost of buying or making the items  . . . 
        or the current market price, whichever is lower.
        • are examples of tangible, fixed assets.
        • or the current market price, whichever is lower.
        • are current assets.
        • are examples of intangible assets.
        • higher than the value of its net assets.
        • by deducting the amount from profits.

      • Companies write off bad debts, and make provisions  . . . 
        by deducting the amount from profits.
        • by deducting the amount from profits.
        • are examples of tangible, fixed assets.
        • higher than the value of its net assets.
        • are examples of intangible assets.
        • are current assets.
        • or the current market price, whichever is lower.

      • Land, buildings, factories and equipment  . . . 
        are examples of tangible, fixed assets.
        • are examples of intangible assets.
        • are current assets.
        • or the current market price, whichever is lower.
        • by deducting the amount from profits.
        • are examples of tangible, fixed assets.
        • higher than the value of its net assets.

    • Sort the following into Current, Fixed and Intangible assets.
      • buildings
        • Intangible assets
        • Fixed assets
        • Current assets

      • goodwill
        • Intangible assets
        • Current assets
        • Fixed assets

      • stock
        • Intangible assets
        • Current assets
        • Fixed assets

      • cash in the bank
        • Fixed assets
        • Intangible assets
        • Current assets

      • human capital
        • Intangible assets
        • Fixed assets
        • Current assets

      • land
        • Fixed assets
        • Intangible assets
        • Current assets

      • debtors
        • Intangible assets
        • Current assets
        • Fixed assets

      • investments
        • Current assets
        • Intangible assets
        • Fixed assets

      • reputation
        • Fixed assets
        • Current assets
        • Intangible assets

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